1. Acceptance of Terms
By using Key to Credit LLC's services, you agree to comply with and be bound by these comprehensive terms.
2. User Responsibilities
Users are responsible for:
- Using our services in accordance with applicable laws.
- Not engaging in prohibited activities, including hacking, data scraping, or any illegal actions.
- Providing accurate and complete information necessary for credit repair services.
3. Intellectual Property
All content on our website, including text, graphics, logos, and images, is the exclusive property of Key to Credit LLC. Unauthorized use, reproduction, or distribution is strictly prohibited.
4. User Conduct
Users are expected to:
- Communicate respectfully and professionally.
- Refrain from engaging in any behavior that may harm our reputation or the experience of other users.
- Abide by additional conduct guidelines provided for specific services.
We reserve the right to terminate accounts for inappropriate conduct.
5. Limitation of Liability
Key to Credit LLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services, including but not limited to financial losses or damages to credit scores.
6. Termination of Service
These terms are governed by the laws of Philadelphia. Any disputes will be resolved through arbitration or the courts as outlined in the Dispute Resolution section.
8. Changes to Terms
Changes to these terms will be communicated through our website and directly to users where required by law.
The effective date of the policy is 2023/1/1.